{"product_id":"forkom-jerman-zakat-profesi","title":"INCOME ZAKAT via FORKOM JERMAN e.V.","description":"\u003ch3 data-start=\"44\" data-end=\"90\"\u003eZakat Calculation Tool: \u003ca href=\"https:\/\/human-initiative.eu\/pages\/zakat-calculator\" target=\"_blank\" rel=\"noopener\"\u003eZakat Calculator\u003c\/a\u003e\n\u003c\/h3\u003e\n\u003cp data-start=\"92\" data-end=\"317\"\u003e\u003cstrong data-start=\"92\" data-end=\"108\"\u003e(for Indonesian language click here)\u003cbr\u003eIncome Zakat\u003c\/strong\u003e, also known as \u003cstrong data-start=\"124\" data-end=\"146\"\u003eProfessional Zakat\u003c\/strong\u003e or \u003cstrong data-start=\"150\" data-end=\"168\"\u003eEarnings Zakat\u003c\/strong\u003e, is a type of \u003cem data-start=\"183\" data-end=\"194\"\u003eZakat Mal\u003c\/em\u003e (wealth zakat) that must be paid on wealth obtained from regular income or earnings from lawful (Sharia-compliant) work.\u003c\/p\u003e\n\u003cp data-start=\"319\" data-end=\"449\"\u003eThe \u003cstrong data-start=\"323\" data-end=\"332\"\u003enisab\u003c\/strong\u003e (minimum threshold) for income zakat is equivalent to \u003cstrong data-start=\"387\" data-end=\"416\"\u003e85 grams of gold per year\u003c\/strong\u003e, and the zakat rate is \u003cstrong data-start=\"440\" data-end=\"448\"\u003e2.5%\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cp data-start=\"451\" data-end=\"660\"\u003eA fatwa by the Indonesian Council of Ulama (MUI) states that income includes all forms of earnings, such as salaries, honorariums, wages, service fees, and other lawful sources of income. This includes both:\u003c\/p\u003e\n\u003cul data-start=\"662\" data-end=\"859\"\u003e\n\u003cli data-start=\"662\" data-end=\"758\"\u003e\n\u003cp data-start=\"664\" data-end=\"758\"\u003e\u003cstrong data-start=\"664\" data-end=\"680\"\u003eFixed income\u003c\/strong\u003e, such as that received by government officials, employees, and workers; and\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"759\" data-end=\"859\"\u003e\n\u003cp data-start=\"761\" data-end=\"859\"\u003e\u003cstrong data-start=\"761\" data-end=\"781\"\u003eNon-fixed income\u003c\/strong\u003e, such as that earned by doctors, lawyers, consultants, and other freelancers.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp data-start=\"861\" data-end=\"1086\"\u003eIn practice, income zakat may be paid \u003cstrong data-start=\"899\" data-end=\"910\"\u003emonthly\u003c\/strong\u003e, with a monthly nisab equivalent to one-twelfth of 85 grams of gold (based on the gold buyback price on the day the zakat is paid). The applicable zakat rate remains \u003cstrong data-start=\"1077\" data-end=\"1085\"\u003e2.5%\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cp data-start=\"1088\" data-end=\"1183\"\u003eIf monthly income exceeds the monthly nisab, then zakat must be paid at \u003cstrong data-start=\"1160\" data-end=\"1182\"\u003e2.5% of the income\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cp data-start=\"1185\" data-end=\"1488\"\u003eThere are various professions with fixed and variable income streams, where earnings may fluctuate from month to month. If monthly income does not reach the nisab, then annual income must be accumulated and calculated. If the net annual income meets or exceeds the nisab, zakat must be paid accordingly.\u003c\/p\u003e\n\u003cp data-start=\"1490\" data-end=\"1595\"\u003e\u003cstrong data-start=\"1490\" data-end=\"1513\"\u003eIncome Zakat Nisab:\u003c\/strong\u003e 85 grams of gold\u003cbr data-start=\"1530\" data-end=\"1533\"\u003e\u003cstrong data-start=\"1533\" data-end=\"1548\"\u003eZakat Rate:\u003c\/strong\u003e 2.5%\u003cbr data-start=\"1553\" data-end=\"1556\"\u003e\u003cstrong data-start=\"1556\" data-end=\"1586\"\u003eHaul (Eligibility Period):\u003c\/strong\u003e 1 year\u003c\/p\u003e\n\u003chr data-start=\"1597\" data-end=\"1600\"\u003e\n\u003ch2 data-start=\"1602\" data-end=\"1636\"\u003eHow to Calculate Income Zakat\u003c\/h2\u003e\n\u003ch3 data-start=\"1638\" data-end=\"1657\"\u003eManual Formula:\u003c\/h3\u003e\n\u003cp data-start=\"1658\" data-end=\"1687\"\u003e2.5% × Total Monthly Income\u003c\/p\u003e\n\u003ch3 data-start=\"1689\" data-end=\"1701\"\u003eExample:\u003c\/h3\u003e\n\u003cp data-start=\"1703\" data-end=\"1811\"\u003eIf the current gold price is IDR 800,000 per gram, then the annual nisab for income zakat is IDR 68,000,000.\u003c\/p\u003e\n\u003cp data-start=\"1813\" data-end=\"1957\"\u003eMr. Fulan earns IDR 10,000,000 per month, or IDR 120,000,000 per year. This means his income exceeds the nisab and he is obligated to pay zakat.\u003c\/p\u003e\n\u003cp data-start=\"1959\" data-end=\"2024\"\u003eTherefore, Mr. Fulan’s zakat obligation is IDR 250,000 per month.\u003c\/p\u003e\n\u003chr data-start=\"2026\" data-end=\"2029\"\u003e\n\u003ch2 data-start=\"2031\" data-end=\"2068\"\u003eWho Are Eligible to Receive Zakat?\u003c\/h2\u003e\n\u003cp data-start=\"2070\" data-end=\"2173\"\u003eThere are \u003cstrong data-start=\"2080\" data-end=\"2120\"\u003eeight categories of zakat recipients\u003c\/strong\u003e, as mentioned in the Qur’an, Surah At-Tawbah (9:60):\u003c\/p\u003e\n\u003cp data-start=\"2175\" data-end=\"2496\"\u003e“Zakat expenditures are only for the poor, the needy, those employed to collect [zakat], those whose hearts are to be reconciled (new converts), for freeing captives, for those in debt, for the cause of Allah, and for the stranded traveler — an obligation from Allah. And Allah is All-Knowing and All-Wise.” (Qur’an 9:60)\u003c\/p\u003e\n\u003col data-start=\"2498\" data-end=\"3203\"\u003e\n\u003cli data-start=\"2498\" data-end=\"2608\"\u003e\n\u003cp data-start=\"2501\" data-end=\"2608\"\u003e\u003cstrong data-start=\"2501\" data-end=\"2521\"\u003eThe Poor (Fakir)\u003c\/strong\u003e – Those who have no source of income at all due to severe hardship, such as illness.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"2610\" data-end=\"2724\"\u003e\n\u003cp data-start=\"2613\" data-end=\"2724\"\u003e\u003cstrong data-start=\"2613\" data-end=\"2635\"\u003eThe Needy (Miskin)\u003c\/strong\u003e – Those who have a source of income, but it is insufficient to meet their daily needs.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"2726\" data-end=\"2776\"\u003e\n\u003cp data-start=\"2729\" data-end=\"2776\"\u003e\u003cstrong data-start=\"2729\" data-end=\"2738\"\u003eRiqab\u003c\/strong\u003e – Enslaved persons seeking freedom.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"2778\" data-end=\"2851\"\u003e\n\u003cp data-start=\"2781\" data-end=\"2851\"\u003e\u003cstrong data-start=\"2781\" data-end=\"2801\"\u003eGharim (Debtors)\u003c\/strong\u003e – Those who are in debt and unable to repay it.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"2853\" data-end=\"2987\"\u003e\n\u003cp data-start=\"2856\" data-end=\"2987\"\u003e\u003cstrong data-start=\"2856\" data-end=\"2882\"\u003eMuallaf (New Converts)\u003c\/strong\u003e – Those who have recently embraced Islam and require support to strengthen their faith and solidarity.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"2989\" data-end=\"3051\"\u003e\n\u003cp data-start=\"2992\" data-end=\"3051\"\u003e\u003cstrong data-start=\"2992\" data-end=\"3009\"\u003eFi Sabilillah\u003c\/strong\u003e – Those striving in the cause of Allah.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"3053\" data-end=\"3137\"\u003e\n\u003cp data-start=\"3056\" data-end=\"3137\"\u003e\u003cstrong data-start=\"3056\" data-end=\"3069\"\u003eIbn Sabil\u003c\/strong\u003e – Travelers who are stranded or lack provisions during a journey.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli data-start=\"3139\" data-end=\"3203\"\u003e\n\u003cp data-start=\"3142\" data-end=\"3203\"\u003e\u003cstrong data-start=\"3142\" data-end=\"3150\"\u003eAmil\u003c\/strong\u003e – Those appointed to collect and distribute zakat.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e","brand":"Human Initiative Europe","offers":[{"title":"Default Title","offer_id":56116536181084,"sku":null,"price":1.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0879\/2093\/5260\/files\/ZAKAT_AL_MALAdd_a_heading.png?v=1772128348","url":"https:\/\/human-initiative.eu\/products\/forkom-jerman-zakat-profesi","provider":"Human Initiative Europe","version":"1.0","type":"link"}